I told you that if you live in the States or Canada, the situation is totally different; in the States - if you work hard + you have an university degree - you can have a great career.
What counts in Poland it's to have connections in the right places, mostly. I know many people (managers) that became rich without higher education, they just met the right people in the right time. Higher education is indispensable in economy, banking, ecc.
That's my opinion.
Have a nice weekend.
P.S. I told you about drinking a VIRTUAL CHAMPAGNE only!! Personal encounters are not included.